Business Checking

Checking

Services Charges:

• Monthly maintenance fee $ 8.00
• Per debit charge .15
• Per credit charge .15
• Per item deposited .08
• Earnings Credit may offset any monthly fees*

*Earnings credit is calculated using the average collected balance for the statement cycle and based on 90% of the 13-week T-bill rate.

Money Market Checking

• Interest-bearing checking account*
• Interest is compounded monthly and paid to the account monthly
• $1,000 minimum to open the account
• NO SERVICE CHARGE if the balance stays at $1000 or above on each day of the statement cycle.
• A Service Charge of $6.00 per statement cycle will be charged if the balance drops below $1000 on any day during the business cycle.
• Maximum of six (6) third-party checks or transfers per statement cycle.
• Maximum of six (6) debits (total) per statement cycle.
• No minimum transaction amount.

*The interest rate may change at any time. If an account is closed before interest has been credited, no accrued interest will be paid for that cycle.

Interest begins to accrue no later than the business day the bank receives credit for the deposit for non-cash items, such as, checks.

Note: Rates subject to change. Fees on Money Market, Super Now, and Savings accounts could reduce yields.